So... I just tested ByBit virtual MasterCard. Check here bybit.com
Basically I registered, applied for Virtual card after KYC procedure. Card was approved in about 2 weeks, not sure why so long. I got USDT to my ByBit account that were sent to me via internal ByBit system from another user, so no fees and transaction is instant. You just share your UUID in ByBit system and transaction can be done based on that.
Anyway, I added the card to GooglePay at my phone and paid with it in supermarket, no problem. Exchange rate was same as my bank, even a bit better, there was small fee aka Foreign Transaction Fee (2%). Obviously I can also use it to pay for things online and so on. The only limitation I believe is that I can't take cash from ATM with it, but it's possible to order physical card for only $30. So I will go ahead with it.
